Stock Market – Basic principles – Part 1 of 4

Posted by Zigfred Diaz | Stock market | Thursday 4 December 2008 7:00 am
by Zigfred Diaz

Several people have inquired from me whether they should invest in the Philippine stock market. They also wanted to know how to begin doing it. I am not sure know if they are really seriously asking the question. They might be just curious about the stock market considering that it has been always in the headlines lately. This is brought about by the fact that it is at its highest levels since the beggining of its creation.

Investing in the Philippine stock market is not for the faint hearted. As an investor you must have expectations as to how much you are going to earn for a certain vehicle of investment. Such is expectation is measured in terms of how much your money will grow at a certain period of time. (Most usually this is measured in interest per annum) Because the Philippine Stock market is in its all time high for several months now, people think that they should join the band wagon. They do not even understand the basic principles involved nor do they understand how the stock market works. I am not saying that you should be an economist before you should invest in the stock market.

The point I am making is that you should understand the basic principles first before you will be successful in the stock market. It is true that fortunes are made on the Stock market, however there are also stories of people loosing a large amount of their money. Other who just dive into the stock market without knowing the basic principles of investment quit after some time, telling themselves that the stock market does make any money for anybody.

Let us not begin first by discussing the “how tos” in investing in the Philippine stock market. Let us first understand the basic principles of investment so that we might enjoy trading and be successful in the stock market. There are ten principles involved. We will talk about the first principle here. Other principles will follow in the next articles. Visit my blog if you want to see the whole article.

1.) You must realize that the stock market is just another vehicle of investment – There are several investment vehicles where you could place your money. One is not more superior than the other. They have their advantages and disadvantages, but this will not be discussed in depth here.

You must understand that the stock market belongs to an investment category called “Capital Markets.” Capital Markets are divided further into several categories. Here alone, there are several investment vehicles wherein you could place your money. Examples of these investment vehicles aside from the stock market are real estate, pension funds, bonds, insurance, different types of savings and time deposit accounts. It is of vital importance that you know this fact because knowing the different types of investment vehicles under the Capital markets will help you evaluate whether or not you should invest in the Stock Market considering that there are other vehicles of investment.

As I said each of them has their own advantages and disadvantages. What I personally did is not to place all of my eggs in one basket. I have invested in most of the Capital Markets including the stock market, insurance, pension, deposits, and bonds through mutual funds.

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Making An Investment In Javea Property

Posted by Russell M. Hughes | Real estate | Thursday 4 December 2008 5:51 am
by Russell M. Hughes

One of the most reliable investments you can make is real estate. If you choose the right location, the value of your property will keep going up, and you can make a substantial profit if you sell at the right time. Most people consider domestic real estate first, and that is no surprise, it is quite natural to think as close to home as possible first.

While it may seem risky, overseas property investments are gradually gaining favour among many big and small-time investors. Foreign property has the potential to increase in demand and prices over time, partly due to the way various countries promote their tourism industry to potential expatriate investors.

Among the best properties available in the world, Javea, in Spain is a prime location. Built along the coast in the Costa Blanca, Javea is a place surrounded by beautiful beaches and has an year-round warm climate. Currently being promoted as hot property, Javea real estate opportunities are ripe at the moment and you make a purchase for considerably less and watch it appreciate over time.

Spain’s economy has taken great strides in the last ten years, and the real estate market is primarily responsible for this. The real estate market is responsible for a remarkable 7.5% of the country’s GDP, and the construction industry employs a whopping 13% of Spain’s workforce. In the decade 1996 – 2006, the real estate market in Spain rose an incredible 150%. So it is obvious that Spain is the right place for real estate investments right now!

The clean beaches and lovely natural scenery make Javea a perfect place to buy a villa or apartment and spend some relaxing time. Your investment will undoubtedly keep gaining in value through the next few years, while giving you the ideal holiday home at the same time. Among the best outcomes of purchasing property in Javea is the possibility of renting out the property when you are not using it. Most holiday makers prefer to rent a villa or apartment when they are in Javea and this gives you the opportunity to make an additional incomes with your wise investment.

Another good thing about investing in Javea property is Spain’s steady economy. Many British nationals have invested in Javea, which not only stabilises, but also works towards the betterment of the current economic status.

Property in Javea include villas, apartments, houses and land, with all of them available for solid, long-term investments. Villas for sale in Javea attract the majority of investors. Regardless of your budget, you can easily find some prime property in Javea to invest in.

Strict building policies in Javea has ensured the natural beauty of the region will remain unspoilt for the years to come and maintain its appeal to holidaying tourists. Investing in Javea property is indeed a sound and profitable way to make the best of both worlds.

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